Accidental Death and Dismemberment (AD&D) Coverage

All current ABATE of South Dakota members receive a $4,000 Group Accidental Death and Dismemberment Benefit at NO COST.

American Income Life Insurance Company (AIL) offers this benefit to many ABATEs, SMROs, Labor Unions and Non-profits across our nation. In the past this benefit has provided important financial assistance when you or your family need it most. This does not have to be a motorcycle related accident; it covers any accidental death or dismemberment incident.

Benefits Include:

  • Group Accidental Death and Dismemberment Benefit
  • AIL Plus Health Services Discount Program
  • Child Safe Kit

As part of your ABATE membership, you will receive a postage-paid American Income Life reply card. This card is a way to designate a beneficiary for the group AD&D benefit. If you choose to send the reply card in, your beneficiary will be on file with AIL. If you do not designate a beneficiary, or if you choose to not return the card, your $4,000 Accidental Death Benefit would be paid to your estate. If you designated a beneficiary in a prior year, that beneficiary is still on file and you do not need to renew them.

If you choose to return the card, you will be contacted by an AIL Representative where they will provide you with a certificate and offer you additional insurance opportunities. One of these options is the Health Services Discount Card for your family, at no cost, that provides potential household discounts on:

  • Prescriptions
  • Vision Care Products
  • Hearing Care
  • Chiropractic Care
  • Child Safe Kit
  • An optional dental discount is also available

Visit their website American Income Life Insurance Company for more information.